Active Risk
Management
Predictive claims analytics + real-time safety in one seamless platform drives 20-30% reduction in TCOR
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Overview
ARM closes the loop between leading safety indicators and lagging claim outcomes—delivering measurable results.
Transfer
Smarter Risk Financing & Retention
Retention & Excess Scenario Modeling: Run side-by-side “what-if” analyses of different retention attachment points and excess structures—comparing premium trade-offs and TCOR impact within 24 hours.
AI-Powered Claims Analytics: Predict frequency and severity and pinpoint where safety measures can prevent the next big loss—so you can set retention layers with confidence and free up trapped capital.
Actuarial Loss-Pick Calibration: Leverage predictive insights to refine your loss-pick assumptions—managing reserve volatility and improving captive performance.
Prevention
Closing the Safety-Risk Gap
Actionable SafetyPulse Alerts: Computer-vision detections (missing PPE, slip hazards, machine-guard issues) are scored by risk severity and automatically routed to both safety leads and risk managers—ensuring hazards become prioritized remediation tasks, not just flagged events.
Risk-Driven Prevention Dashboards: Near misses, environmental hazards, heat-maps, trend lines, and ROI analysis combine safety observations with exposure and cost-impact data—helping risk teams allocate safety resources where they’ll avert the highest losses.
Automated Prevention Briefs: Risk reports correlate safety fix completions with downstream claim trends—showing exactly which interventions reduced risk most and guiding next-period safety investments.
Response
Proactive Claim & Care Management
Actionable AI-Drive Insights: Flag SLA breaches, anomaly clusters, and high-severity claims for immediate escalation—so you intervene before costs balloon.
Care-Path Monitoring: Track Time to First Contact, Network Utilization, and RTW Lag; NLP scans case notes to spot care-delays and trigger corrective alerts.
Automated Stewardship Reports: Get polished briefs that blend safety signals, claim forecasts, and care-path compliance—perfect for stewardship calls or executive reviews.
ARM is the only platform that unites all three—blending live SafetyPulse alerts, AI-driven claims forecasts, and automated reporting—so that your captive can optimize capital, avoid losses, and intervene faster than ever.
Transfer risk intelligently through captive structures
Prevent losses before they occur in operations
Respond swiftly and effectively when incidents happen
Trusted by teams where safety and efficiency matter most
Who It's Built For
Brokers
Win/retain clients, prove impact.
How ARM Delivers: Co‑branded dashboards & reports; quick ROI across captives.
CFOs / Risk Leaders
Validate TCOR reduction, smooth volatility.
How ARM Delivers: Predict high‑impact claims & prove savings from the start.
Safety / EHS Managers
Prevent incidents, boost compliance.
How ARM Delivers: SafetyPulse identifies hazards and ties them to cost outcomes
Accidental Safety Leaders
Build a safety program that has real impact.
How ARM Delivers: Are you leading safety because no one else is? Leverage our team and tech to build a best-in-class safety program
Captive Managers
Stabilise loss curves, optimise capital.
How ARM Delivers: Live safety & claim insights reduce surprise spikes.
ARM in Action
Keystone Natural Holdings
Harnessing AI to Transform Broker Relationships and Elevate Client Satisfaction
Construction
A mid-sized steel erection contractor piloted ARM at 4 high-risk sites.
SafetyPulse flagged 200+ PPE and fall-protection violations in the first 90 days, enabling supervisors to intervene in real time.
Claims analytics identified five open claims likely to exceed $500K each; proactive interventions reduced payout by $1.2M.
Result: A projected 33% reduction in Total Cost of Risk (TCOR) within 12 months, prompting a full rollout.
Seamless,
Not Replacement
ARM overlays any TPA or RMIS platform—no rip‑and‑replace required. Upload files today, connect APIs tomorrow, and watch ARM deliver value across your ecosystem.
Launch with
Confidence.
Pilot in days—no IT lift. Co‑brand dashboards for brokers and scale with IoT sensors, GenAI summaries, underwriting analytics, and more.
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