Active Risk Management
Predictive claims analytics + real-time safety in one seamless platform drives 20-30% reduction in TCOR
Active Risk Management (ARM) is the only platform that unites real-time safety intelligence, predictive claims analytics, and automated reporting—closing the gap between preventing incidents, financing risk, and managing claims. By blending live SafetyPulse hazard alerts with AI-driven forecasts, ARM empowers captives, brokers, and risk leaders to cut Total Cost of Risk by 20–30%, optimize capital, and intervene faster than ever.
ARM Overview
Transfer risk intelligently through captive structures
Prevent losses before they occur in operations
Respond swiftly and effectively when incidents happen
Trusted By Industry Leaders
Overview
ARM closes the loop between leading safety indicators and lagging claim outcomes—delivering measurable results.
Transfer
Smarter Risk Financing & Retention
Retention & Excess Scenario Modeling
Run side-by-side “what-if” analyses of different retention attachment points and excess structures—comparing premium trade-offs and TCOR impact within 24 hours.
AI-Powered Claims Analytics
Predict frequency and severity and pinpoint where safety measures can prevent the next big loss—so you can set retention layers with confidence and free up trapped capital.
Actuarial Loss-Pick Calibration
Leverage predictive insights to refine your loss-pick assumptions—managing reserve volatility and improving captive performance.
Prevention
Closing the Safety–Risk Gap
Actionable SafetyPulse Alerts
Computer-vision detections (missing PPE, slip hazards, machine-guard issues) are scored by risk severity and automatically routed to both safety leads and risk managers—ensuring hazards become prioritized remediation tasks, not just flagged events.
Risk-Driven Prevention Dashboards
Near misses, environmental hazards, heat-maps, trend lines, and ROI analysis combine safety observations with exposure and cost-impact data—helping risk teams allocate safety resources where they’ll avert the highest losses.
Automated Prevention Briefs
Risk reports correlate safety fix completions with downstream claim trends—showing exactly which interventions reduced risk most and guiding next-period safety investments.
Response
Proactive Claim & Care Management
Actionable AI-Driven Insights
DFlag SLA breaches, anomaly clusters, and high-severity claims for immediate escalation—so you intervene before costs balloon.
Care-Path Monitoring
Track Time to First Contact, Network Utilization, and RTW Lag; NLP scans case notes to spot care-delays and trigger corrective alerts.
Automated Stewardship Reports
Get polished briefs that blend safety signals, claim forecasts, and care-path compliance—perfect for stewardship calls or executive reviews.
Who It's Built For
Brokers
Win/retain clients, prove impact.
How ARM Delivers:
Co-branded dashboards & reports; quick ROI across captives.
CFOs / Risk Leaders
Validate TCOR reduction, smooth volatility.
How ARM Delivers:
Predict high‑impact claims & prove savings from the start.
Safety / EHS Managers
Prevent incidents, boost compliance.
How ARM Delivers:
SafetyPulse identifies hazards and ties them to cost outcomes
Captive Managers
Stabilise loss curves, optimise capital.
How ARM Delivers:
Live safety & claim insights reduce surprise spikes.
Arm In Action
Construction
A mid-sized steel erection contractor piloted ARM at 4 high-risk sites.
SafetyPulse flagged 200+ PPE and fall-protection violations in the first 90 days, enabling supervisors to intervene in real time.
Claims analytics identified five open claims likely to exceed $500K each; proactive interventions reduced payout by $1.2M.
Result: A projected 33% reduction in Total Cost of Risk (TCOR) within 12 months, prompting a full rollout.
Seamless, Not Replacement
ARM overlays any TPA or RMIS platform—no rip‑and‑replace required. Upload files today, connect APIs tomorrow, and watch ARM deliver value across your ecosystem.
